Sun Smarter Life Classic
SUN Smarter Life Classic is a protection plan that provides double life insurance coverage throughout your lifetime. It also offers living benefits you can use in case of emergencies or when there’s an immediate need for cash. Should anything happen to you, the maximum coverage it provides can help protect your loved ones from the burden of costly estate taxes and other fees, ensuring that your family’s future is secure and the full value of your inheritance is well preserved.
Benefits:
💛 Life Insurance Coverage
Make a smart move and ensure your family’s future no matter what happens. This product provides life insurance coverage equal to double the Face Amount from Day 1 until you reach 100.
Enhance your plan with the addition of riders or supplemental benefits which provide added protection for contingencies such as accidents, disability and illnesses.
💛 Living Benefits
Use your policy as an alternative source of funds in case of emergencies or immediate need for cash. Instead of borrowing from various financial institutions or giving up your priced possessions in exchange of money, you may use your guaranteed cash value and avail a policy loan. A portion of your coverage may also be given in advance in case of a terminal illness.
What’s more, the non-guaranteed dividends which your policy may earn can be availed as a cash benefit that can be used to pay future premiums or purchase additional coverage. Dividends can also be left to accumulate.
💛 Flexible Premium Payments
Make payment more convenient depending on your goals. Pay regular or you can opt for a shorter guaranteed payment period of 5 or 10 years only.
You may choose to pay your premiums annually, semi-annually or quarterly. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.
Disclaimer:
The product details, benefits, and features indicated above are provided for general information purposes only. These do not constitute a contract, offer, or financial advice, and are subject to change based on the latest guidelines and underwriting standards set by Sun Life. The actual terms, coverage, and conditions of each plan will be based on the official policy contract issued by Sun Life Philippines.
For complete and up-to-date information, including policy limitations, eligibility requirements, and exact benefit provisions, please consult your licensed Sun Life financial advisor or refer to the official Sun Life brochure and policy documentation. Yellow Umbrella does not guarantee the accuracy or completeness of third-party content and is not liable for any discrepancies or changes made by the provider.
We highly encourage all clients to seek personalized advice before making any financial decisions.
Let’s Talk About Your Future
I’d love to help you get started with the right plan. Book a free, no-obligation consultation and let’s take the first step together.