Sun Smarter Life Elite
SUN Smarter Life Elite is a protection and savings plan that provides double life insurance coverage throughout your lifetime. On top of that, it offers additional cash benefits that you can use in different stages of life — whether it’s funding your child’s education, preparing for your retirement, or building savings for your future goals and milestones.
Benefits:
💛 Life Insurance Coverage
Secure your loved ones’ future with life insurance benefit worth twice the Face Amount of your plan, providing coverage until age 100 or maturity.
Enhance your plan with the addition of riders or supplemental benefits which can provide added protection for contingencies such as accidents, disability and illnesses.
💛 Lifetime Guaranteed Cash Benefits
Enjoy regular guaranteed cash benefits throughout your lifetime, starting at the end of the sixth year of your plan and every two years afterwards. You may also choose to leave your cash benefits with Sun Life to accumulate and be available for future needs.
💛 Living Benefits
Earn dividends from your plan which you may use to increase your insurance coverage, pay for future premiums, leave with Sun Life to accumulate, or receive in cash. In case of emergencies, money also comes in handy via a policy loan against your plan’s cash value instead of borrowing from various financial institutions or selling your prized possessions.
A portion of your Face Amount may also be given in advance if the life insured is diagnosed to be terminally ill.
💛 Manageable Premium Payments
Pay your premiums regularly on an annual, semi-annual, or quarterly basis. You may also opt for a shorter guaranteed payment period of only 5 or 10 years.
Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.
Disclaimer:
The product details, benefits, and features indicated above are provided for general information purposes only. These do not constitute a contract, offer, or financial advice, and are subject to change based on the latest guidelines and underwriting standards set by Sun Life. The actual terms, coverage, and conditions of each plan will be based on the official policy contract issued by Sun Life Philippines.
For complete and up-to-date information, including policy limitations, eligibility requirements, and exact benefit provisions, please consult your licensed Sun Life financial advisor or refer to the official Sun Life brochure and policy documentation. Yellow Umbrella does not guarantee the accuracy or completeness of third-party content and is not liable for any discrepancies or changes made by the provider.
We highly encourage all clients to seek personalized advice before making any financial decisions.
Let’s Talk About Your Future
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